Privacy Policy & Data Safety Disclosures

Effective Date: October 2026 • Last Reviewed & Updated: October 30, 2026

This Privacy Policy strictly complies with the Google Play Developer Policy and the Indian Digital Personal Data Protection (DPDP) Act 2023. We respect the confidentiality of your business books and adhere to bank-grade 256-bit encryption for all records.

1. Overview & Data Controller

Khata1 Technologies ("Khata1", "we", "our", or "us") operates the Khata1 mobile application and related web management services. This Privacy Policy explains how we collect, process, store, and protect information when you utilize our digital bahi-khata, billing, and bookkeeping platform.

2. Categories of Information We Collect

  • Account Identification: Mobile phone number used for unique merchant account identification and secure SMS OTP verification.
  • Business Profile Details: Business name, store category, owner name, shop address, and optional GSTIN/PAN details provided voluntarily by you.
  • Ledger & Transaction Records: Names, mobile numbers, and monetary entries (credit/debit amounts, dates, notes, and payment mode) that you enter to track business transactions.
  • Bill & Receipt Attachments: Images of receipts, vouchers, or payment screenshots you voluntarily attach to transaction records.
  • Device Diagnostics: Device model, OS version, IP address, and crash reports required for app stability and fraud prevention.

3. Device Permissions & Handling

PermissionFeature PurposeData Safeguards
ContactsPick an existing contact to create a customer ledger entry without manual typing.We do NOT upload your address book. Only the specific contact you pick is added.
Camera / MediaPhotograph purchase bills, vouchers, or receipts to attach to transactions.Images are encrypted in your private cloud storage and accessible only by your account.
NotificationsSend customer payment due reminders and security verification alerts.Can be enabled or disabled anytime via your phone settings.

4. Zero Data Selling Guarantee

We do not sell, rent, or trade your business data.

Khata1 will never monetize your customer phone numbers, customer lists, or transaction histories to third-party advertisers, credit card telemarketers, or loan brokers. Your records belong exclusively to your business.

5. Certified Non-Lending Notice

Khata1 is solely a bookkeeping software utility. Khata1 is not an NBFC, bank, lending platform, or credit intermediary. We do not issue loans, intermediate credit agreements, or charge interest.

6. Data Retention & Account Deletion

In compliance with Google Play Data Safety standards, you have the right to permanently purge your account and all associated customer ledger records at any time.

Permanent Account Wipe:

To initiate full account erasure, visit our dedicated Data Deletion Portal or send an email to support@khata1.com with the subject 'Account Deletion Request'. All ledger records are permanently wiped within 7 business days.

7. Contact our Privacy Desk

For questions regarding this policy or DPDP compliance, contact our Grievance Officer at:

Khata1 Technologies — Privacy & Grievance Desk

Email: support@khata1.com

Phone: +91-6375921560

Location: Jaipur, Rajasthan, India