Relationship & Credit Risk Control

Know Every Buyer's True Payment Reliability Before Giving Credit

Extending credit blindly is the fastest way for a retail shop to suffer cash flow bottlenecks. Khata1 gives you a structured customer directory where you can define maximum credit ceilings, track customer payment history, and call or message directly from the app.

Customer Profile CardIllustrative Sample
MK

Mukesh Kirana & General Store

Contact: +91 98290 XXXXX • Retail Category

Safe Credit Limit

₹ 25,000

Within limit

Current Outstanding

₹ 14,200

3 unpaid bills

Custom Credit Ceilings

Set custom credit thresholds per customer based on your trust and experience. If a new transaction exceeds their limit, Khata1 flags a clear warning before saving.

Buyer Tagging & Grouping

Segment your customers into Wholesale, Regular Retail, VIP, or High-Risk groups. Filter balances by group to prioritize credit collection calls effectively.

One-Tap Direct Actions

Call a customer, launch a WhatsApp thread, view their full statement, or record a new cash receipt directly from their profile without switching screens.