Offline-First Digital Ledger for Indian Retail & Wholesale

A modern digital ledger built for the speed of Indian commerce.

Khata1 replaces fragile paper bahi-khatas with an offline-capable mobile ledger, respectful WhatsApp payment reminders with UPI links, stock inventory tracking, and instant GST invoices.

100% Free Core

Unlimited customers & entries

Offline SQLite

Works without active internet

DPDP 2023

Non-lending certified privacy

K1

Sharma General & Provision Store

SQLite Offline • Cloud Sync Active

Example Data

Aapko Lena Hai (You will get)

₹ 48,250

8 Customers with credit

Aapko Dena Hai (You will give)

₹ 14,800

3 Suppliers outstanding

Ramesh Verma (Kirana Lot)

Last entry: 3 days ago • Due Date Set

₹ 4,200

WhatsApp Sent

Mukesh Traders (Monthly Ration)

UPI Payment received via QR

₹ 12,500

Settled Today

Balaji Electrical Supplies

Purchase Invoice #INV-1092

₹ 8,900

Supplier Jama
Database: Local SQLite on DeviceCloud Backup: AWS Mumbai

Three daily workflows that save Indian shopkeepers hours

Khata1 eliminates the manual frictions of pen-and-paper accounting with verified, instant mobile actions.

1

Record Credit in 2 Seconds

Add an Udhar or Jama transaction with the customer name, amount, date, and optional item note. The app instantly updates the outstanding balance without manual math.

Learn about ledger records
2

Polite WhatsApp Payment Reminders

Send a polite Hindi or English payment reminder directly to the customer's WhatsApp with your shop name, exact balance due, and an instant UPI payment link for direct bank deposit.

Explore reminder system
3

Itemized GST Bills & Stock Tracking

Generate clean, branded PDF bills for your customers and automatically deduct sold items from your inventory ledger so you never run out of critical stock.

See billing capabilities

Verified Platform Capabilities

Engineered for real Indian store operations

Every feature shown below is implemented and tested in the Khata1 platform.

Digital Ledger & Audit Trails

Maintain separate records for customers (Grahak) and suppliers (Vyapari). All edits and corrections are preserved in an audit trail to prevent disputes.

Read specification →

Customer Profiles & Credit Limits

Keep customer contact details, set maximum safe credit limits per customer, and view their complete lifetime payment history before extending new credit.

Read specification →

GST & Non-GST Invoice Invoicing

Create professional invoices with your business logo, GSTIN, and itemized tax breakdowns. Share via WhatsApp or print directly from mobile.

Read specification →

Inventory & Low-Stock Alerts

Catalogue products with purchase cost and selling price. Receive warning notifications when an essential item falls below minimum threshold.

Read specification →

Multi-Business Management

Manage multiple shops (e.g. Kirana Store + Hardware Depot) from a single user account. Each business maintains completely isolated ledgers and customers.

Read specification →

100% Offline SQLite Engine

Zero network delay. Transactions write instantly to your phone's local SQLite database and sync silently to the cloud whenever connectivity resumes.

Read specification →

Why Indian businesses switch from paper to Khata1

An objective comparison of bookkeeping methods used by retailers and wholesalers.

Operational NeedPaper Bahi KhataExcel / SpreadsheetKhata1 Platform
Offline Access in MarketYes (Physical book)Needs PC/LaptopYes (Local SQLite)
Disaster & Loss ProtectionNone (Risk of water/fire)Manual backup requiredAutomatic Cloud Backup
WhatsApp Payment RemindersManual phone callingNot integrated1-Tap WhatsApp + UPI
Inventory Deduction on SaleSeparate manual bookComplex formulasAuto-Linked to Invoices
Audit Trail of EditsPen scratching/tamperingEasily overwrittenImmutable Edit History
DPDP Act 2023 Compliant

Your customer records remain strictly private

Khata1 does not sell customer phone numbers or transaction histories. All records are protected by 256-bit TLS encryption with servers physically located in AWS Mumbai (ap-south-1).

Read Security Architecture

Start organizing your business ledger today

Download the Khata1 Android app for free. Record your first customer transaction in under two minutes with zero subscription barrier.

No credit card or payment mandatory • Unlimited customers on Core Ledger